What information does a credit report provide?

A credit report primarily provides detailed information about a person's credit history and status, which includes data such as the credit accounts held, payment history, outstanding debts, and any public records like bankruptcies or liens. This report is essential for lenders to evaluate an individual's creditworthiness and ability to repay loans. It doesn't include personal details like bank account balances or specific income statements, nor does it list investment holdings. The comprehensive nature of a credit report allows for a clear picture of an individual's financial reliability, making option C the most accurate representation of what a credit report entails.